Skip to main content

We aim to provide you with certainty over the financial risks of a legal dispute

We Have The Solution For You


Commercial ATE Insurance single policy


Deeds of indemnity / security for costs


Scheme Insurance


Commercial BTE Insurance


Scheme / Group Personal BTE


Mergers & Acquisitions (M&A) Insurance


Law Firm ATE Policy Portfolio

Types of Cases Covered




Class Actions




Intellectual Property


Competition Law


All Other Civil Litigation


Contract Disputes

ATE Insurance

ATE insurance transfers the financial
risks of a legal dispute


ATE insurance (After the event insurance) is an insurance policy taken out after a legal dispute has arisen and provides cover against an opponent’s costs (can be extended to include disbursement costs*), meaning if unsuccessful, you won’t pay your opponent’s costs.

*disbursement meaning = costs associated with a legal matter, usually organised by the legal practitioner, with the exception of fees for solicitors. Examples of disbursement costs may include: medical records, police reports, expert reports, counsel fees, court fees, witness expenses. A definition by the Federal Court of Australia can be found here.

  • ATE insurance can be extended to cover own costs.
  • The premium may be payable either upfront, contingent on the success of your legal dispute or a combination of the two.
  • Where your policy contains a fully contingent premium, if you are unsuccessful in your legal dispute, the premium will not be payable i.e. you will pay nothing for your cover.
  • ATE insurance can also be used as ‘security for costs’ instead of making a cash payment into court or using a bank guarantee.
  • ATE insurance can be used for funded (TPF is funding your legal action) or unfunded cases. Third party funding is not a prerequisite of obtaining ATE insurance cover.
  • ATE insurance can be used in conjunction with Third Party Litigation Funding.

BTE Insurance

BTE insurance protects against
the unexpected


BTE insurance (Before the event insurance) gives you, or could enable your business, peace of mind that you could survive the unexpected, and often significant, costs of a potential legal dispute. It can help you understand your rights ahead of a potential issue or legal representation and avoid the expenses from an unexpected claim.

A variety of legal help is available which can be tailored to your business or own personal requirements:

  • Commercial Legal Expenses Insurance (e.g. contract disputes or employment tribunals).
  • Property Letting Disputes.
  • Employment Issues.
  • Assistance with Loss caused from severe incidents, like a flood.
  • Family legal expenses insurance.
  • Motor legal expenses insurance.
  • Home emergency insurance.

M&A Insurance

M&A Insurance saves the stress and time of warranties and indemnities negotiations


M&A insurance (mergers and acquisitions or warranties and indemnities) protects either buyers or sellers against warranty breaches:

  • Higher sales prices
  • Financial security for buyers and sellers
  • Offers a cleaner exit for sellers
  • Complements private equity distribution terms
  • Protects the buyer and seller’s relationship
  • Better value for money than an escrow
  • Simplifies and speeds up negotiations.

VIE Legal Insurance

is an Authorised Representative of United Insurance Group


When advising on and arranging insurance Vie Legal Insurance P/L is acting as an Authorised Representative No. 001263727 of UNITED INSURANCE GROUP PTY LTD AFSL No. 327131

For More Information

Our aim is to reduce or eliminate the financial risk of
litigation, get in touch to see how we can help.